Terms and conditions for senavosiva.com
Explore the guidelines for using our website and subscription-based financial planning services. By accessing senavosiva.com, you agree to these terms, which are designed to ensure transparency and clarity for all users.
September 25, 2025
Acceptance of terms
By using this website or subscribing to our services, you accept these terms, our privacy policy, and related notices. Continued use signifies your agreement with all updates or amendments.
Definitions
Key terms used throughout these terms and conditions are explained below.
“Service” means our subscription-based financial planning support provided for a monthly fee.
“User” refers to anyone accessing senavosiva.com or utilising our services.
“Content” includes all information, text, images, and material displayed on senavosiva.com.
“Agreement” means your contract with senavosiva.com, including these terms and any referenced policies.
Service usage guidelines
Our services are intended for personal use in Australia. Users must be 18 years or older and comply with applicable laws and regulations.
Eligibility
To use our services, you must be at least 18 years old, reside in Australia, and have legal capacity to enter into contracts.
Not available to minors.
User responsibilities
You are responsible for ensuring your information is accurate and keeping your access secure.
Prohibited uses
You may not use our services for unlawful or prohibited purposes.
Intellectual property rights
All content and trademarks on senavosiva.com are owned by or licensed to us. Use of our content is permitted only as expressly authorised by these terms or with written permission.
User-generated content
You are responsible for any information or material you share on our website or through our services.
Your rights to your content
You retain rights to content you submit but grant us a licence to use it for service delivery.
Privacy and data protection
Your privacy is important to us. Our practices are detailed in our privacy policy, which is part of this agreement. Please review it for information about how we collect and use your data.
Read privacy policyDisclaimer of warranties
Our website and services are provided “as is” without warranties of any kind.
Important disclaimer
No information on this website should be considered personal financial advice. Results may vary for each individual.
Limitation of liability
senavosiva.com is not liable for any loss or damage arising from use of our website or services, as permitted by law.
Indemnification
You agree to indemnify senavosiva.com against claims resulting from your misuse of the website or services.
Dispute resolution process
We aim to resolve disputes amicably. If unresolved, matters may be referred to mediation or legal proceedings in Australia.
Arbitration
Disputes may be resolved through arbitration in accordance with Australian law.
You may also have access to consumer dispute mechanisms under Australian law.
Online dispute resolution
Australian users may access online dispute resolution services for consumer complaints.
Learn about dispute resolutionSeverability
If a section is found invalid, remaining terms remain enforceable.
Entire agreement
These terms, along with our policies, form the full agreement between you and senavosiva.com.
Governing law and jurisdiction
These terms are governed by the laws of Australia. Any disputes are subject to Australian courts.
Termination
We may suspend or terminate access for breach of terms or unlawful activity. You may cancel your subscription as outlined in our policy.
Modifications
We may update these terms at any time. Continued use indicates acceptance of changes.
Contact us about terms
Questions about these terms? Please contact us for clarification.
Email address: content@senavosiva.com
Phone number: +61 2 3913 6869
Postal address: 17 Gould Road, Herston, QLD 4006 Australia
Effective date: September 25, 2025
Version: 3